Innovation Indemnity Overview
M·CAM has created the globally-unique underwriting capabilities to effectuate the successful underwriting of the innovation economy risk imperatives and assets.
While major insurance companies, pressured to accommodate demands from their customers, experienced abysmal failures in insuring innovation risk (patent insurance, representations & warranties, and loss-of-value products) with loss ratios that exceeded 700%. M·CAM succeeded in demonstrating an alternative innovation finance risk transfer capability which has operated in certain environments with loss ratios under 40%. Having been the principal architect for successful market entries for entities ranging from Lloyd’s of London syndicates, to Swiss Re, to U.S. sovereign risk transfer through the SBA, M·CAM has the unprecedented global systems and longitudinal actuarial capability to revolutionize the global innovation risk transfer market place.